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Difference Between Expanded LTD and Basic LTD


Question: What is the difference between Expanded LTD and Basic LTD?

Answer: The Basic LTD plan is available to AFSCME members only, after four years of service, and provides a different level of salary replacement income. The Expanded Long-Term Disability plan is for eligible faculty and staff members. If you are a practicing physician, the Expanded LTD plan, under a special provision, will provide partial disability coverage.
Article #758

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Posted: 24 Oct, 2013
Every effort has been made to ensure the accuracy of the information in this site. However, if any provision on these documents is unclear or ambiguous, University Human Resources reserves the right to interpret the document and resolve the problem. If any inconsistency exists between this site and any written plans or contracts, the actual provisions of the latter will govern. The University in its sole discretion may modify, amend, or terminate the contents of these documents with respect to any eligible individual - including active employees, retirees, and their dependents.