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Difference Between Expanded LTD and Basic LTD

Question: What is the difference between Expanded LTD and Basic LTD?

Answer: The Basic LTD plan is available to AFSCME members only, after four years of service, and provides a different level of salary replacement income. The Expanded Long-Term Disability plan is for eligible faculty and staff members. If you are a practicing physician, the Expanded LTD plan, under a special provision, will provide partial disability coverage.