Looking for answers to all of your HR and Benefits related questions? You are in
the right place. Simply type your
question into the search box and
Ask HR!
developed by HR Unit IT
& HR Communications

Send Article to a Friend

* Your name:
* Your email:
* Friend's email:
Comment:

Difference Between Expanded LTD and Basic LTD


Question: What is the difference between Expanded LTD and Basic LTD?

Answer: The Basic LTD plan is available to AFSCME members only, after four years of service, and provides a different level of salary replacement income. The Expanded Long-Term Disability plan is for eligible faculty and staff members. If you are a practicing physician, the Expanded LTD plan, under a special provision, will provide partial disability coverage.